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Vehicle
State
District
Registration Number
Name of Owner
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Vehicle
Brand
Model
State
District
Name of owner
Mobile number
Email

NCB (No Claim Bonus)

If a vehicle owner is not making a single claim during the period of the motor insurance policy, he will get a discount in premium offered by insurance companies. This is known as NCB or No Claim Bonus.The no-claim bonus is a reward to the vehicle owner for prudent use of the vehicle.

IDV Value

IDV is nothing but Insured`s Declared Value. It represents the current market value of your vehicle. It will be fixed and provided by the insurer in case of theft or loss of vehicle.

Why to have a Motor Insurance policy ?

Motor insurance gives protection to the vehicle owner. It will give protection against the damages of his/her vehicle and also pays for any Third Party Liability as per law. Third Party Insurance is a statutory requirement. The vehicle owner is legally liable for any damage or injury to a third party or property, arising out of the use of the vehicle in a public place. As per terms of the Motor Vehicles Act, 1988, driving a motor vehicle in a public place without insurance policy is a punishable offence.

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